Learn how pre-tax savings accounts partner with your insurance to provide you and your family with better value.
Review Your Options
Save for Today and Tomorrow
An HSA can be a good fit when you have eligible medical coverage and want to save for both current and future healthcare expenses. Unused savings stay yours—even if you leave SIP. Check eligibility before contributing.
Learn How HSAs WorkPlan for Everyday Expenses
New for 2027: BASIC replaces Optum/UHC as your FSA administrator on January 1. Use pre-tax dollars for eligible healthcare, dental, vision or dependent-care expenses. Re-enroll in Dayforce November 2–13 to participate for 2027. Your HSA remains with Optum Bank.
Compare Account TypesTake a Closer Look
Compare your savings options, explore eligible expenses, and find tools to manage your accounts. Confirm account compatibility and contribution limits with SIP HR before enrolling.
Save for care today and tomorrow with tax-advantaged dollars. Unused savings stay yours—even if you leave SIP. Available with qualifying medical coverage; individual eligibility applies.
Make everyday care more affordable. Use pre-tax dollars for eligible medical, prescription, dental, and vision expenses. Check account compatibility and spending deadlines before choosing your contribution.
Boost your dental and vision savings while keeping your HSA. With a qualifying high-deductible health plan, use pre-tax dollars for eligible expenses. Review account rules before enrolling.
Save on care that helps you work. Use pre-tax dollars for qualifying dependent-care expenses, including daycare and before- or after-school care. Review eligibility and spending rules.