Simpler Care With Surest
Know Your CostsBefore Care
Explore upfront pricing and no deductible with the Surest Copay Plan—from everyday visits to more complex care.
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We're Keeping
the Healthy
in Health Care
We're on a mission to support your healthy journey with coverage that's simple, affordable, and there when you need it.
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No-cost support from Allsup to compare SIP coverage with your Medicare options.
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Manage Your HealthSavings Account
Register your HSA with Optum Bank so funds can be deposited and accessed. Then check your balance, track spending, and manage eligible healthcare expenses.
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Medical and Prescription Benefits
Receive the highest coverage levels when choosing UHC Choice Plus PPO providers. Select a plan's premiums to see its monthly rates.
| Plan Features | Essentials HSA | Consumer HSA | Surest Copay |
|---|---|---|---|
| Health Savings Account Compatible | Yes | Yes | No |
| Your In-Network Cost Sharing | |||
| Deductible (Individual | Family) | $5,000 | $10,000 | $3,500 | $7,000 | $0 | $0 |
| Coinsurance (Common Medical Services) | 30% After Deductible | 10% After Deductible | Copays Vary by Service |
| Maximum Out of Pocket Liability (Individual | Family) | $8,300 | $16,600 | $6,500 | $13,000 | $8,000 | $16,000 |
| What You'll Pay for Common Medical Services | |||
| Preventive Care | $0 Copay | $0 Copay | $0 Copay |
| Virtual Visits with UHC Virtual Providers | $0 Copay | $0 Copay | $0 Copay |
| Primary Care Office Visit | Specialist Office Visit | 30% After Deductible | 10% After Deductible | $0 to $150 Copay |
| Urgent Care | Emergency Room | 30% After Deductible | 10% After Deductible | $110 | $1,200 Copay |
| All Other Inpatient | Outpatient Facility Services | 30% After Deductible | 10% After Deductible | $80 to $6,500 Copay |
| What You'll Pay for Common Medications (Retail | Mail-Order) | |||
| Tier 1 Medications | 30% After Deductible | 10% After Deductible | $10 | $25 Copay |
| Tier 2 Medications | 30% After Deductible | 25% After Deductible | $60 | $150 Copay |
| Tier 3 Medications | 30% After Deductible | 50% After Deductible | $90 | $225 Copay |
| Specialty Medications | 30% After Deductible | 50% After Deductible | $10, $150 or $300 Copay |
| Monthly Premiums | |||
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Essentials HSA
Consumer HSA
Surest Copay
